Credit Union Development in our Schools Raising awareness about the benefits of CU membership amongst pupils, parents and teachers. Opportunities for schools to form a working partnership with their local Credit Union if there is one in the area. Improve young peoples' money management skills and encourage saving. Avoid the debt-trap before embarking on adult life. Develop computer skills through using Credit Union's accounting software (CUMAS) for the schools collections. Identify ways in which this activity can contribute to the curriculum eg. Youth Award Scheme, GNVQ Business Studies, IT, number.